TaxBuddy BC

Effective date: November 3, 2026

TaxBuddy is a free personal income tax estimator for residents of British Columbia, offered by its developer ("we", "us") as a personal project. By using TaxBuddy you agree to these Terms. If you do not agree, do not use TaxBuddy.

1. Estimates only, not a tax return

• Every result TaxBuddy shows is an estimate. It is not a tax return, it is not filed with anyone, and it is not an assessment.
• Your actual tax, refund, balance owing, credits and benefits are determined only by the Canada Revenue Agency (CRA) when it assesses your return. If your notice of assessment differs from a TaxBuddy estimate, the notice of assessment governs.
• To file a return, use CRA-certified tax software, a paper return, or a qualified tax professional.

2. Not professional advice

• TaxBuddy provides general information and calculations only. It is not tax, legal, accounting, financial or investment advice, and it is not a recommendation to take or avoid any action.
• Using TaxBuddy does not create any professional, advisory or fiduciary relationship between you and us.
• Before making any financial or tax decision, including RRSP, TFSA, FHSA or pension-splitting decisions, consult a qualified professional, such as a Chartered Professional Accountant (CPA), about your own circumstances.

3. Not affiliated with the government

TaxBuddy is independent. It is not affiliated with, endorsed by or connected to the Canada Revenue Agency, the Government of Canada, the Government of British Columbia, or any other government body. Form names, line numbers and links to official pages are used only to describe and source the calculations.

4. Accuracy, coverage and changes in the law

• TaxBuddy's rates, amounts and thresholds come from official government pages, and each one shows its source and the date it was last checked. They may still contain errors, may be out of date, or may not apply to your situation.
• Tax law, rates and government programs change, sometimes retroactively. We do not promise to update TaxBuddy on any schedule.
• TaxBuddy does not cover every situation. Items it does not calculate, or calculates without full test coverage, are flagged in the app and listed in the Coverage tab under Planning tools and tax details. Some situations are not estimated at all and are marked "get professional advice".
• Some figures, such as RRSP room, carry-forwards and tax withheld, depend on numbers you enter. Results are only as accurate as what you enter.

5. Your responsibilities

You are responsible for:

• the accuracy and completeness of the information you enter;
• checking any estimate against official CRA sources or with a qualified professional before relying on it;
• your own tax filings, payments, elections and deadlines.

6. No warranty

TaxBuddy is provided "as is" and "as available", free of charge. To the maximum extent permitted by applicable law, we make no warranties or representations of any kind, express or implied, including warranties of accuracy, completeness, reliability, availability, merchantability, fitness for a particular purpose or non-infringement. We do not warrant that TaxBuddy will be error-free or uninterrupted.

7. Limitation of liability

To the maximum extent permitted by applicable law:

• we are not liable for any loss or damage arising from your use of, or reliance on, TaxBuddy or any estimate it produces. This includes taxes, interest, penalties, reassessments, lost refunds or benefits, lost savings or investment returns, and any direct, indirect, incidental, special, consequential or punitive damages, even if we were told such loss was possible;
• if we are found liable despite these Terms, our total liability is limited to the amount you paid to use TaxBuddy, which is zero dollars ($0).

Nothing in these Terms limits any liability that cannot be limited or excluded under applicable law, including consumer protection law. Where such a law applies to you, these Terms apply only to the extent that law allows.

8. Indemnity

To the extent permitted by applicable law, you agree to indemnify and hold us harmless from any claim, loss or expense, including reasonable legal fees, arising from your misuse of TaxBuddy or your breach of these Terms.

9. Links to other websites

TaxBuddy links to official government pages and other websites that we do not control. We are not responsible for their content, accuracy, availability or privacy practices.

10. Intellectual property

TaxBuddy's software, design and content are owned by the developer, except where a separate licence states otherwise. Government information remains subject to its owners' terms. You may use TaxBuddy for your own personal, non-commercial purposes.

11. Changes to these Terms

We may update these Terms at any time by posting a new version with a new effective date. When the Terms change materially, TaxBuddy will ask you to agree again. Continuing to use TaxBuddy after an update means you accept the updated Terms.

12. Governing law

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada that apply there. You agree that the courts of British Columbia have jurisdiction over any dispute about TaxBuddy, unless the law of your place of residence gives you a right to bring the dispute elsewhere.

13. General

If any part of these Terms is found unenforceable, the rest remains in effect. These Terms, together with the Privacy Notice, are the entire agreement between you and us about TaxBuddy.

14. Contact

Questions about these Terms: jagrutpatel2516@gmail.com

Effective date: November 4, 2026

TaxBuddy is designed so that your tax information never leaves your device.

What TaxBuddy does with what you enter

• All calculations run inside your web browser. The amounts, ages and choices you enter are not sent to us or to anyone else, and we do not store them on any server. The published page includes a security setting (a Content Security Policy) that blocks its code from sending data to any server.
• TaxBuddy never asks for your name, Social Insurance Number, address, date of birth or account numbers. Please do not enter them anywhere in the app.
• We do not use analytics, advertising, tracking cookies or tracking pixels.

What is saved on your device

To keep your entries between visits, TaxBuddy saves them and your settings in your browser's local storage on your device. This data stays on your device. It is not sent anywhere.

To delete it, use Clear all in TaxBuddy, or clear this site's data in your browser settings. Anyone with access to your device and browser can see what is saved there, so use a private window on shared computers.

What third parties may receive

When the page loads, some technical information is shared the way it is with any website:

• Hosting provider. TaxBuddy is hosted on Cloudflare Pages. Like any web host, Cloudflare receives standard request information when the page loads, such as your IP address and browser type, and may log it under its own privacy policy. The figures you type are not part of these requests. If you open a copy of TaxBuddy hosted somewhere else, that host's policy applies instead.
• Fonts. The page loads typefaces from Google Fonts, so Google receives your IP address and browser information when the fonts download. No tax information is included. If the fonts are blocked, TaxBuddy still works with your system fonts.
• Links you choose to follow. Links to the CRA, the Government of B.C. and other sites take you to those sites, which have their own privacy policies.

Exports and printing

If you print or save a summary, the file is created on your device and is yours to manage. It contains the figures you entered, so store it securely.

Children

TaxBuddy is intended for adults managing their own taxes.

Changes and contact

We may update this notice by posting a new version with a new effective date. Privacy questions: jagrutpatel2516@gmail.com